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You have a nice salary, but you still feel short of money. At the end of each month, you often ask yourselves, "Where has all my money gone"? To help you better manage your salary, here comes some money saving tips. Following them your daily expense will be cut off easily, but still keep the quality of your life.
First, you need to set ambitious goals to encourage you to save money. For example, you plan to have a formal dress in one year, to own a car in two years' time or to buy an apartment in five years.
Second, form money saving habits while stay away from those that waste money. Learn to keep a diary of how much you spend and what it's for. Think twice before using money on expensive skin care products. The best ways to keep your skin in good condition is sufficient sleep.
Third, economize your daily expense. Change electric wares into energy efficient ones and leave no more than one light open when you leave home. Buy vegetables from a market not a supermarket where vegetables are less expensive and more fresh. When going to a supermarket, take a notebook with you. Write down what you wanna buy to avoid buying unnecessary stuffs. For things like shampoo, soap or washing powder, buy the family pack.
For girls, who always spend money on clothes, there are some rules helping cut off the expense. Keep an eye on discounts information, you're likely to buy good summer dress in winter in a reasonable price. Shopping malls issue membership cards periodically. Go and get one if it's free, it may give you special discounts.
Fifth, economize your social life. Package the leftovers for next day when you have dinner in a restaurant. When it's your turn to offer a meal, invite your friends to your home, cook the dinner yourself. If you are to attend a wedding ceremony and an expensive present is needed, ask several friends to go together to share a present. When separate from your boyfriend, send the gifts he sent you to your friends instead of throwing them away
While reducing expenditures, you need broaden your way earning money. Find yourself a part-time job if you are energetic enough, which gives you more working experience. Give birth to your money. If you are not good at making investments, talk to a financial consultant and entrust your savings with him.
你的薪水还算不错，但还是觉得缺钱花。每个月底，你常常问自己，“我的钱到哪儿去了？”。为了帮你更好的理财，这里我给出一些省钱的小贴士。照着做的话，你会发现你的生活质量没有下降，而日常开销却很容易就省下来了。
首先，你必须给自己定下雄心大志，鼓励自己去省钱。比如，你给自己定下计划，一年买一套礼服，两年内买一辆车或者五年内买一套公寓。
第二，养成省钱的习惯，戒掉浪费钱的习惯。学着每天记下花了多少钱，把钱花在什么地方了。在购买昂贵的护肤品前请三思，因为最好的护肤方法是保持充足的睡眠。
第三，节省你的日�？０训缙鞫几怀山诘缧偷�，出门时家里最多留一盏开着的灯。去市场买蔬菜，而不是超市，因为那里的蔬菜比较便宜也比较新鲜。去超市的时候，随身带一本笔记本。写下你要买的东西，避免购买不必要的商品。买像洗发水，肥皂或洗衣服之类的东西时，要购买家庭装。
对于女生来说，钱总是花在买衣服上，这里有一些方法可以帮助减少开销。平时关注打折信息，很可能你会在冬季以一个合理的价钱买到一条很好的夏季穿的裙子。购物商场定期会派发会员卡。如果是免费的话就去那里拿一张，它可能会给你特别的优惠。
第五，节省你的社交生活。当你去饭店吃晚饭的时候，把剩菜打包回来明天吃。如果轮到你请客把朋友请到你家来，自己煮晚餐。如果你准备去参加一场婚礼，那么一份昂贵的礼物是必要的，你可以请几个朋友一起去，大家合买一份礼物。如果和你的男友分手了，把他送你的礼物送给你的朋友们，而不要扔掉它们。
在减少开支的同时，你需要拓宽赚钱的渠道。如果你精力足够的话，就去找一份兼职，这样也可以让你有更多的工作经验。自己可以赚到不少钱。如果你不是很擅长市场投资，可以和金融咨询人士谈一谈，委托他来用你省下的钱进行投资。
